Rolling Medical
Rolling Medical
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Can I sue a minor or their insurance company for my 4,000 dollar medical exp. due to a head injury?
I had a head-on collision with a little kid probably about 9yrs. old or so at a skatepark 10months back. I broke my lower orbital (eyesocket) and had to have stitches. I just received a 4grand medical bill that I'm trying to pay off. This was in Houston TX and I am living in Minnesota now. It was clearly the kids fault. He dropped in on about a 10ft qaurterpipe right as i had landed a trick over a pyramid ramp. I dodge kids all day at parks. I'm an ameteur skater, been skatin 10+ years. I was doing a nollie 360 over the ramp, point being I landed blind sided (my eyes not facing forward). The kid must not have looked at all and rolled down the ramp right as I was landing a trick the opposite way. I didn't have health insurance and I'm wandering if theres any way I can sue the kid or his insurance company? Or any way I can get money to pay for my expenses?
First of all, nine year old kids dont HAVE insurance. Secondly, you assume the risk of getting hurt when you participate in sports. Any sports. Let alone those as dangerous as this. Thirdly, as you said,, you dodge kids all day long. That presupposes to me that kids make mistakes like this all day long and you, the 10 year plus skater are a relative pro to them. So you are held to a higher standard of care and skill. So it is unlikely that you would be able to prove the kid was at fault. Assuming there is anyone who could accurately support your account of what happened in the first place.
Let''s assume his parents have some kind of homeowner's insurance that covers accidents...even off the home premises. This kind of activity would probably be excluded from coverage anyway. So, you could sue the parents and try to get money out of them personally. Or maybe you can get a judgment against a nine year old and attach his milk money for the rest of his life.
Bottom line is you probably cant prove who is at fault, the assumption of risk would defeat your claim anyway, and you will probably incur legal fees in the attempt to recover. I cant imagine an attorney taking this on a contingency. Make a deal with the doctors and pay it off. Often, they will discount the amount owed.
















